Products
 


  Credit Cards 




     With a variety of programs and benefits designed to make your account
     more valuable, a Summit Bank credit card will open a world of financial 
     opportunity to you. You can choose the product that best suits your needs
     with your Summit Bank credit card.
   

    Personal Credit Cards

     Whether you're looking for a card with rewards options or no annual fee,
     we have the right card for you. 

     Three Credit Cards to Choose From
  • Visa® Classic
  • Visa® Platinum
  • Gold MasterCard®
      All three cards are available in two options, Low Rate Card or Preferred   
      Points Card. Enjoy worldwide acceptance with all three cards.
  
  
  
 Personal Card - Low Rate
 
Benefits
  •   Competitive annual percentage rate (APR).*
  •   24-hour toll-free live customer assistance available at 800-367-7576.
  •   Online account information available 24/7 at www.cardaccount.net.
  •  Rental car collision damage waiver protection.
  •  Unlike some card offers, the APR* for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
  • If your payment gets to us a day or two late, don’t worry because we offer a little extra grace period, helping you avoid a late fee.
 
Features
  •   No annual fee
  •   Low introductory rate for the first six months.*
  •   Competitive ongoing APR.*
  •  25-day interest-free grace period on all purchases. No grace period on cash advances. Cash advances can be made for up to 50% of the credit line.
 
 
 Fees
 
 Personal Card - Preferred Points
 
Benefits
  •  Use your Preferred Points Card to earn points that you can redeem  for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
  •   Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more. A brochure with more details is available at any of our banking locations.
  •  24-hour toll-free live customer assistance available at 800-367-7576.
  •   Online account information available 24/7 at www.cardaccount.net.
  •   Rental car collision damage waiver protection.
  •   Unlike some card offers, the APR* for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
  • If your payment gets to us a day or two late, don't worry because we offer a little extra grace period, helping you avoid a late fee.
 
 Features
  •  No annual fee.
  •   Low introductory rate for first six months.*
  •   Competitive ongoing APR.*
  •  25-day interest-free grace period on all purchases. No grace    period  on cash advances. Cash advances can be made for up to  50% of the credit line.
  •  To view or redeem rewards points, visit  www.mypreferredpoints.com or call 866-678-5191.
  
 
Fees
 
To Apply Now
 
  •   Download the PDF application
  • Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen. Applications are also available at Summit Bank.
  •  Fax your completed application to the Card Service Center at 972-650-7054.
  • Or mail your completed application to:
       Card Service Center
       PO Box 569120
       Dallas, TX 75356-9120
*Please see application for information about current APRs and fees.
 
      
        
 
 
Oakland
2969 Broadway
Oakland, CA 94611
510-839-8800
Walnut Creek
710 S. Broadway Ste. 100
Walnut Creek, CA 94596
925-935-9220
Emeryville
2000 Powell St.
Emeryville, CA 94608
510-428-1868
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