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With a variety of programs and benefits designed to make your account more valuable, a Summit Bank credit card will open a world of financial opportunity to you. You can choose the product that best suits your needs with your Summit Bank credit card.
Personal Credit Cards
Whether you're looking for a card with rewards options or no annual fee, we have the right card for you.
Three Credit Cards to Choose From - Visa® Classic
- Visa® Platinum
- Gold MasterCard®
All three cards are available in two options, Low Rate Card or Preferred
Points Card. Enjoy worldwide acceptance with all three cards. Personal Card - Low Rate Benefits - Competitive annual percentage rate (APR).*
- 24-hour toll-free live customer assistance available at 800-367-7576.
- Online account information available 24/7 at www.cardaccount.net.
- Rental car collision damage waiver protection.
- Unlike some card offers, the APR* for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
- If your payment gets to us a day or two late, don’t worry because we offer a little extra grace period, helping you avoid a late fee.
Features - No annual fee
- Low introductory rate for the first six months.*
- Competitive ongoing APR.*
- 25-day interest-free grace period on all purchases. No grace period on cash advances. Cash advances can be made for up to 50% of the credit line.
Fees Personal Card - Preferred Points Benefits - Use your Preferred Points Card to earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
- Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more. A brochure with more details is available at any of our banking locations.
- 24-hour toll-free live customer assistance available at 800-367-7576.
- Online account information available 24/7 at www.cardaccount.net.
- Rental car collision damage waiver protection.
- Unlike some card offers, the APR* for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
- If your payment gets to us a day or two late, don't worry because we offer a little extra grace period, helping you avoid a late fee.
Features - No annual fee.
- Low introductory rate for first six months.*
- Competitive ongoing APR.*
- 25-day interest-free grace period on all purchases. No grace period on cash advances. Cash advances can be made for up to 50% of the credit line.
- To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.
Fees To Apply Now - Download the PDF application
- Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen. Applications are also available at Summit Bank.
- Fax your completed application to the Card Service Center at 972-650-7054.
- Or mail your completed application to:
Card Service Center PO Box 569120 Dallas, TX 75356-9120
*Please see application for information about current APRs and fees. |  |
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